We regularly represent homeowners, condominium associations, and commercial building owners who have property insurance claims as a result of a fire loss, earthquake damage, structural collapse, or a variety of other casualty losses.
This often includes Bad Faith claims against insurance companies, including for claims handling, wrongful denial of coverage, and other misconduct. We have found that many insurers have corporate policies in place that are designed to save the company money at the expense of the policyholder. Fortunately, there are laws in place, including the Insurance Fair Conduct Act in Washington and other statutes and regulations, that require insurers to act in good faith – and these laws provide additional remedies for the policyholder whose insurer has not met its good-faith obligations.
When you file an insurance claim, you will be going up against a company that has huge legal and financial resources, that has its own best interests in mind, and that makes its money by collecting premiums, not by paying claims. Not every insurer commits bad faith, but you can rest assured that insurance companies are not out there rewarding their adjusters and managers for ensuring that every claim is paid quickly and completely.
We work tirelessly on behalf of our policyholder clients to pursue to the remedies they deserve.
