Levy | von Beck | Comstock | P.S. represents homeowners, condominium associations, and commercial property owners who have property insurance claims stemming from a fire loss, water damage, earthquake damage, structural collapse, or a variety of other casualty losses. We have successfully pursued claims under owners’ insurance policies, including policies issued by Liberty, Safeco, Allstate, Amica, State Farm, Chubb, Pemco, MetLife, AIG/Chartis, and many others. In the current climate of tightening insurance for owners, good legal representation is essential when pursuing a claim against your insurance carrier. Even if your claim is ultimately not covered under the insurance policy, the insurer’s duties under the law require that it pay for, or at least contribute to, the cost of investigating a potential property loss.
We have found that many insurers have corporate policies in place that are designed to save the company money at the expense of the policyholder. Fortunately, there are laws in place, including the Insurance Fair Conduct Act (IFCA) in Washington and other statutes and regulations, that require insurers to act in good faith – and these laws provide additional remedies for the policyholder whose insurer has not met its good-faith obligations. Remedies available under IFCA include triple damages and recovery of your attorney fees if you prevail on a bad faith claim.
We work tirelessly on behalf of our policyholder clients to pursue the remedies they deserve. And we recommend you retain a qualified attorney early on to assist with your claim. Remember, the insurer is in the business of handling claims and you (we hope) are not. Do not let yourself suffer wrongful delays, denials, and small payouts from your insurer.
If you think you may have claims stemming from a fire loss, water intrusion, defective construction, an earthquake, or a structural collapse, contact us now to discuss your case. Let us give your case the comprehensive attention you deserve.
